115年 - 115-2 臺灣銀行_新進人員甄試試題_7 職等／際金融儲備人員：英文(中翻英與英翻中)#145672

第一題：【中翻英】
近來日圓持續貶值，吸引許多臺灣民眾購買日圓。有些人計畫到日本旅遊，希望能利用較優惠的匯率節省住宿、交通和購物等費用；有人則是想靠投資日圓多賺點錢，因此提前兌換外幣。然而，匯率每天都可能變動，不一定會持續下跌。專家建議民眾做決定之前應先了解市場狀況，並考量自己的財務能力。【25分】

第二題：【中翻英】
最近，通貨膨脹似乎在各個層面影響著我們的生活。以前，一週的食品雜貨開銷可能只需新臺幣2,500元。但在通貨膨脹之下，如今的費用或許已近乎翻倍。你可能會擔心自己未來將如何負擔生活必需品。幸運的是，儘管你無法左右生活成本的上漲，卻可以聰明地用錢，掌控你的財務。【25分】

第三題：【英翻中】
Public officials who misuse or embezzle government funds, or accept bribes in exchange for granting favors, not only violate the law but also undermine public confidence in government institutions. Such misconduct may result in legal consequences such as criminal prosecution, dismissal from office, and severe financial penalties. To prevent corruption, many governments have strengthened oversight measures, increased financial transparency, and encouraged employees to report suspicious activities through confidential whistleblower channels.【25 分】

第四題：【英翻中】
Across Europe, more than 86% of banks now use AI for routine tasks like information gathering, transaction support, investment recommendation, and customer service. Customers are increasingly comfortable with those applications, too. However, consumers remain reluctant to let AI handle loan applications or investment decisions independently. Only 39% say they are willing to trust AI assistants with financial planning decisions. Consumers are concerned that AI often operates without clear explanations, that there is not an obvious way to question its recommendation, or that responsibility becomes unclear if something goes wrong.【25 分】