10. To revive the housing sector, a raft of reforms in housing mortgage finance were implemented, _______ in the creation of a secondary mortgage market through the founding in 1938 of the Federal National Mortgage Association. These institutional reforms were later to play a vital role in financing the suburbanization of the United States after World War II.
(A) culminating
(B) coping
(C) relapsing
(D) deteriorating
(E) receding

11. The relative contribution of stress to greving of hair is not known. Hair colour have been determined by cells called melanocytes, which are derived from melanocyte stem cells (MeSCs) located in a part of the hair follicle called the bulge.(A)greving (B)known (C)Hair colour have been determined (D)called melanocytes (E)which are derived from

12. Around 200 other girls had also made their way to the Sayed ul Shuhada school, far fewer then usual, as pupils and their families debated whether or not lessons would actually start and whether it would be safe for them to attend. (A)made their way to(B)far fewer then usual(C)whether or not (D)actually start(E)for them to attend

13. Perhaps most notable were her efforts to bring about an end to violence in the Balkans, and she was crucial in push Clinton to intervene in Kosovo in 1999 to prevent a genocide against ethnic Muslims by former Serbian leader Slobodan Milosevic. She was haunted by the earlier failure of the Clinton administration to end the genocide in Bosnia.(A)most notable were her efforts(B) bring about an end to violence(C)was crucial in push Clinton to(D)a genocide against ethnic Muslims(E)She was haunted by

14. Russia and Ukraine have agreed with the need for humanitarian corridors to deliver aid and help civilians exit besieged Ukrainian cities, in the first apparent sign of progress in talks between the warring sides. The tentative agreement, reached in Belarus, came as Russian forces continued to surround and attack Ukrainian cities,including the capital, Kyiv, and the second-biggest city of Kharkiv.(A)have agreed with(B)besieged Ukrainian cities(C)reached(D)Russian forces(E)the second-biggest

15. The proclivity humans have towards plants is certainly not unique to the millennial generation: Houseplants is a concept that is believed to have originated in ancient Greece and Rome as early as 500 BC. After all, the first imagined paradise was the Garden of Eden. (A)towards(B)is(C)is(D)have originated in(E)imagined

16. In 1913, Ralph Ellison was born in Oklahoma City to Ida Millsap and Lewis Ellison, the latter of whom sadly died when Ellison was just three. In 1936, despite not having completed his music studies at Tuskegee University in Alabama and fully intended to return, Ellison headed for New York City to find work.(A)to(B)the latter of whom(C)despite(D)having completed(E)intended to

17. Watching television is part of the everyday life of the viewers. It is not, as is sometimes suggested, a separate activity undertaken in perfect quiet in comfortable surrounding.(A)part of(B)as is sometimes suggested(C)undertaken(D)in perfect quiet(E)surrounding

18. When food is imported from countries with particular policies opposed by people in your country, you will be lobbied not to buy goods such as wine or apples from those countries, as did the case with the boycott of South African produce during the apartheid era.(A)When(B)with(C)did(D)boycott(E)produce

19. Paradoxically,the more successful and long-lived Ukraine's resistance is, the more the danger to Nato.(A)Paradoxically(B)the more successful(C) long-lived(D)is(E)more the danger

20. Was there to be a serious accident at one of Switzerland's nuclear reactors, many of the radiation victims would be residents of other countries (A)Was there(B)at(C)reactors(D)the(E)would be

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