二、海難救助一般財產救助之報酬給付基本原則為何？環保救助的特別補償與之有何區別？如船貨有污染之虞時，請說明海商法的規定為何？（25 分）

(二) In no case shall this insurance cover loss damage or expense arising from unseaworthiness of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein.（13 分）