二、由於保險標的物一旦受有損失(包含全部或部份損失)時，業與保險契約約定時之保險標的物狀態有所不同。承此，請詳予說明保險標的物如遭受部份損失時，那一方保險契約當事人具有契約終止權？該終止權之除斥期間及終止後之法律效果各為何？(25 分)

(一) In 2025, Taiwan’s Customs Administration launched a five-year Digital Customs Transformation Program to boost trade competitiveness and security. This initiative focuses on four key pillars: reshaping the Customs-Port-Trade (CPT) Single Window for better collaboration, developing intelligent services through data analytics, adopting cloud computing for operational flexibility, and strengthening cybersecurity and off-site backups. As a critical national infrastructure, the program aims to accelerate digital transformation, creating a resilient and smart customs environment that supports Taiwan’s long-term economic development and international trade efficiency.

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