45. What does the phrase “in its infancy” in line 1 of the second paragraph most likely
mean?

(A) In local areas.
(B) In the first case.

(C) In modern cities.
(D) In the early days.

The rise of Indian e-commerce has captured the attention of international investors. At least
half a dozen leading Indian shopping sites have announced major fund-raising deals in recent
months. The investment surge reflects the changing landscape in India. Internet access has
rapidly expanded, mostly through mobile devices, and Indians are now increasingly shifting
daily activity online. But online shopping remains a largely untapped market. Most analysts
figure that it accounts for less than 1 percent of the country’s $500 billion retail market. By
and large, India remains a place of the “kirana,” or neighborhood general store. Most people
tend to shop from sellers they know personally, running grains of rice through their fingers
and closely inspecting the stitch count of a new batch of shirts to determine quality. These

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habits, combined with the newness of the Internet and credit cards, have led to a trust gap
between online retailers and their customers. Narendra Modi, India’s new prime minister,
urged the industry to embrace change during his election campaign. He said this is the age of
online marketing, so accept modern science and make use of it.