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22.依消費者保護法規定,企業經營者與消費者訂立定型化契約前,應有幾日內之合理期間,供消費者審閱全 部條款內容? (A)七日 (B)十五日 (C)三十日 (D)四十五日

23.金融消費者就金融消費爭議事件應先向金融服務業提出申訴,金融服務業應於收受申訴之日起幾日內為適 當之處理,並將處理結果回覆提出申訴之金融消費者? (A)十日 (B)十五日 (C)二十日 (D)三十日

24.依金融消費者保護法規定,下列何者非屬金融服務業對金融消費者進行說明及揭露之內容? (A)可能之收益 (B)可能之風險 (C)交易成本 (D)操作之理論

49. Which of the following is mentioned as a challenge in interactive classrooms? (A) Students are unwilling to participate in any activities. (B) Teachers may have insufficient time to prepare lessons. (C) Some students participate too little or too much in discussions. (D) Students prefer written tasks over spoken interaction.

50. What can be inferred from this passage about interactive classrooms? (A) They are generally effective even when not carefully planned. (B) They require thoughtful planning and active management of student participation. (C) They can improve learning outcomes by increasing student interaction. (D) They mainly benefit students who are already confident in speaking.

30. 下列對於運送散裝固體貨物在維持船舶穩定度的敘述,何者正確? (A) 可能會移動的散裝固體貨物裝在二層甲板間貨艙 (B) 可能會移動的散裝固體貨物於貨物艙間內未裝滿,整平後就可滿足需求 (C) 盡可能將高密度貨物裝於二層甲板貨艙 (D) 船長僅在計算出在離港時的船舶穩定度,並可證明其已足夠,是為滿足需求