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23.金融消費者就金融消費爭議事件應先向金融服務業提出申訴,金融服務業應於收受申訴之日起幾日內為適 當之處理,並將處理結果回覆提出申訴之金融消費者? (A)十日 (B)十五日 (C)二十日 (D)三十日

24.依金融消費者保護法規定,下列何者非屬金融服務業對金融消費者進行說明及揭露之內容? (A)可能之收益 (B)可能之風險 (C)交易成本 (D)操作之理論

25.依個人資料保護法規定,非公務機關對個人資料之利用,在下列何種情形下,不得為特定目的外之利用? (A)為增進公共利益所必要 (B)為防止他人權益之重大危害者 (C)經當事人書面同意 (D)有利於非公務機關之權益

50. What can be inferred from this passage about interactive classrooms? (A) They are generally effective even when not carefully planned. (B) They require thoughtful planning and active management of student participation. (C) They can improve learning outcomes by increasing student interaction. (D) They mainly benefit students who are already confident in speaking.

51. What is the main purpose of the passage? (A) To argue that Generative AI should replace traditional EFL teaching methods. (B) To explain how AI technology works in language learning contexts. (C) To describe both the advantages and disadvantages of using Generative AI in EFL learning. (D) To compare EFL learning in different countries.

52. According to the passage, which of the following is a benefit of Generative AI for young learners? (A) It provides personalized and adaptive learning experiences. (B) It eliminates the need for teachers. (C) It guarantees accurate language input. (D) It replaces all forms of traditional instruction.