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48.依「信用卡業務機構管理辦法」規定,信用卡業務機構申請增加辦理其他信用卡業務時,其檢具之營業計 畫書應載明事項,下列何者非屬之? (A)辦理業務緣由 (B)現有信用卡業務之市占率 (C)信用卡業務章則及業務流程 (D)市場展望及風險、效益評估

49.有關信用卡逾期帳款之監理指標,係以逾期幾個月以上帳款佔應收帳款餘額(含催收款)之比率為標準? (A)一個月 (B)三個月 (C)六個月 (D)九個月

50.依「信用卡業務機構管理辦法」規定,下列敘述何者錯誤? (A)發卡機構對已核發之信用卡至少每年應定期辦理覆審 (B)信用卡業務機構增加辦理其他信用卡業務,應檢具營業計畫書向主管機關申請,主管機關自申請書送達 之次日起三十日內,未表示反對者,視為已核准 (C)信用卡業務之會計處理準則,由銀行公會報請主管機關核定之 (D)發卡機構信用卡契約條款印製之字體不得小於十二號字

43.Which of the following exemplifies a top-down listening activity in language learning? (A) Learners are required to distinguish between individual speech sounds, paying particular attention to minimal pairs that differ by only a single phoneme. (B) Learners rely on prior knowledge, contextual cues, and inferential reasoning to interpret meaning from spoken material that is not explicitly stated. (C) Learners are tasked with segmenting continuous speech into its constituent sounds, focusing on phonemic boundaries and connected speech phenomena. (D) Learners are asked to analyze and identify the various stress patterns and intonation features present throughout the spoken text.

44.Which of the following statements about a good test is correct? (A) A test is valid if it produces the same results when used by different people. (B) A valid test measures what it is supposed to measure. (C) A test of reading comprehension is said to have content validity if it contains many dialect words that are unknown to the test takers. (D) A test of pronunciation skills is reliable if it assesses the skills required for accurate pronunciation.

複選題3 依消防法規定,收容人數在100人以上之建築物,下列何者屬「一定規模以上之建築物」? (A)寄宿舍 (B)視障按摩場所 (C)危險工作場所 (D)兒童及少年福利機構