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43.依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定,有關逾期放款及催收款項之轉銷, 下列敘述何者錯誤? (A)應經董(理)事會之決議通過,並通知監察人(監事) (B)應先就提列之備抵呆帳或保證責任準備等項下沖抵,如有不足,得列為當年度損失 (C)如經查明係依授信程序辦理,並依規定辦理覆審追查工作,且無違法失職情事者,仍應追究相關人員之行政責任 (D)外國銀行在台分行得依其總行授權程序處理,並送主管機關備查

44.有關指定銀行業辦理外幣貸款業務之規定,下列敘述何者錯誤? (A)承作對象以國內顧客為限 (B)應憑顧客提供其與國外交易之文件或央行核准之文件,經確認後辦理 (C)外幣貸款不得兌換為新臺幣,但出口前之出口外幣貸款,不在此限 (D)外幣貸款之撥款及償還,應依規定列表送央行外匯局

45.依主管機關規定,本國銀行國際金融業務分行對單一法人授信總餘額,不得超過總行淨值之多少? (A) 1% (B) 3% (C) 5% (D) 15%

22.The word with same spelling and same pronunciation, different meaning is called _____. (A) antonym (B) synonym (C) homonym (D) homograph

23.Which of the following theories explains conscious error correction during oral L2 production? (A) Input hypothesis. (B) Monitor hypothesis. (C) Affective filter hypothesis. (D) Natural order hypothesis.

24.How can understanding the critical period hypothesis influence language teaching practices for children and adults? (A) By suggesting that language learning is only possible in early childhood. (B) By emphasizing the importance of intensive language immersion programs. (C) By taking into account individual differences in language learning abilities. (D) By adopting a more flexible and age-appropriate approach to language learning.