三、甲向X保險公司（下稱X公司）投保人壽保險，在該公司業務員乙的協助填寫下，於要保書上刻意隱瞞具有糖尿病之病史，經X公司核保通過。一年後，甲因發生車禍而當場死亡。甲之妻丙因而請求X公司給付保險金，X公司於處理丙所申請之保險金給付事宜時，發現甲於要保書上刻意隱瞞其投保前具有糖尿病病史之事實，遂主張甲違反保險法告知義務，解除契約，拒絕理賠。惟丙主張甲投保當時已告知乙，其具有糖尿病之病史，係因乙認為勿於要保書揭露此事，以免影響核保，且甲之要保書是由X公司業務員乙代為填寫。因此，X公司不得主張解除契約。試問丙之主張是否有理？（25分）

二、英譯中：（20 分） When an electronic device stops working, many consumers face a simple question: should they repair it or replace it with a new one? In many cases, buying a new product may seem easier. Repairs can be expensive, for replacement parts may be difficult to find. Moreover, some devices are not designed to be easily opened or fixed. As a result, products that could still be used often end up being thrown away. This practice not only increases electronic waste but also creates greater demand for the materials and energy needed to manufacture new products. Extending the life of electronic devices can benefit both consumers and the environment. However, making “repair” a practical choice requires more than individual effort. Manufacturers can also play an important role by designing products that are easier to repair and making replacement parts available at reasonable prices.

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