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41.依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定,協議分期償還案件依免列報逾期 放款之範圍,原係短期放款者,以每年償還本息在 10%以上為原則,惟期限最長以幾年為限? (A)二年 (B)三年 (C)五年 (D)十年

42.依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定,下列何者符合中、長期放款協議 分期償還案件免列報為逾期放款之條件? (A)其分期償還期限,以原殘餘年限之二倍為限,惟最長不得超過三十年 (B)於原殘餘年限內,其分期償還之部分不得低於積欠本息百分之二十 (C)若已無殘餘年限,或殘餘年限之二倍未滿五年者,分期償還期限得延長為十年 (D)每年償還本息在百分之五以上者,無年限限制

43.依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定,有關逾期放款及催收款項之轉銷, 下列敘述何者錯誤? (A)應經董(理)事會之決議通過,並通知監察人(監事) (B)應先就提列之備抵呆帳或保證責任準備等項下沖抵,如有不足,得列為當年度損失 (C)如經查明係依授信程序辦理,並依規定辦理覆審追查工作,且無違法失職情事者,仍應追究相關人員之行政責任 (D)外國銀行在台分行得依其總行授權程序處理,並送主管機關備查

17.Why is the syllable “a” before “i” stressed in the word archaic? (A) In two-syllable nouns and adjectives, the first syllable is usually stressed. (B) In compound nouns, we usually stress the first word. (C) In words ending in -ic, the main stress is usually on the penultimate syllable. (D) In words ending in -al or -able, the stress is usually on the pre-penultimate syllable.

18.Which of the following correctly describes the sounds /p/ and /b/? (A) alveolar plosives (B) bilabial plosives (C) velar plosives (D) labiodental fricatives

19.Jenny wrote in her diary: “I have a cold. I eat my medicine every morning, but it tastes bitter.” Which aspect of vocabulary knowledge does this error most clearly indicate she lacks? (A) spelling (B) pronunciation (C) denotation (D) collocation