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48.依「信用卡業務機構管理辦法」規定,信用卡業務機構申請增加辦理其他信用卡業務時,其檢具之營業計 畫書應載明事項,下列何者非屬之? (A)辦理業務緣由 (B)現有信用卡業務之市占率 (C)信用卡業務章則及業務流程 (D)市場展望及風險、效益評估

49.有關信用卡逾期帳款之監理指標,係以逾期幾個月以上帳款佔應收帳款餘額(含催收款)之比率為標準? (A)一個月 (B)三個月 (C)六個月 (D)九個月

50.依「信用卡業務機構管理辦法」規定,下列敘述何者錯誤? (A)發卡機構對已核發之信用卡至少每年應定期辦理覆審 (B)信用卡業務機構增加辦理其他信用卡業務,應檢具營業計畫書向主管機關申請,主管機關自申請書送達 之次日起三十日內,未表示反對者,視為已核准 (C)信用卡業務之會計處理準則,由銀行公會報請主管機關核定之 (D)發卡機構信用卡契約條款印製之字體不得小於十二號字

32. 鐵道工人修建鐵軌時,需考慮選用鐵軌的截面形狀,且截面積與材料必須一樣。今選 出二個截面,如圖 ( 十五 ) 所示,A 截面與 B 截面可承受對 x 軸的最大彎矩分別為 M A與 MB,則MA:MB為多少? (A) 11:8 (B) 17:11 (C) 27:17 (D) 33:27

41.Students compare how people in different countries measure length, weight, and volume, and discuss why different conventions exist. Which component is being highlighted in content and language integrated learning (CLIL)? (A) Communication. (B) Content. (C) Culture. (D) Cognition.

42.An elementary school English teacher uses an online quiz platform in class to review vocabulary. The activity mainly asks students to select the correct answers to multiple-choice questions. Although students complete the activity successfully, they rarely use the target words in speaking or interactive tasks afterward. Which of the following best explains the limitation of this instructional design? (A) The activity uses technology without encouraging meaningful language use. (B) The activity presents vocabulary that is too difficult for young learners. (C) The activity requires students to work independently without group support. (D) The activity focuses on reviewing content instead of introducing new words.